"Per merito" Loan

The students of Politecnico di Milano can receive a financial support designed by Intesa Sanpaolo to enable them to continue their studies without problems.

"Per Merito" (Merit) is a loan that every student resident in Italy can obtain. In order to obtain the loan, students must not be late with their studies. The offer is different for "local" or "away from home" students and does not require any guarantee.

"Per Merito" allows you to support with university tuition fees, the purchase of teaching material, housing costs and everything necessary to easy face your studies. Students have no obligation to report these expenses.

At the end of the studies, a "bridge period" is activated, during which the student will no longer receive contributions but s/he will not be yet required to return the loan.

The return takes place over a maximum period of 30 years; in case of early repayment, there are no additional costs.

A fixed rate is applied and defined at the time of subscription.

All interests are provided by Intesa Sanpaolo to the Fund for Impact, the fund created for categories with difficult access to credit and study.

For contractual conditions, please read the information sheets available in the bank subsidiaries and on the their Web site.

The granting of loans is subject to the approval of the bank.